Schedule a Consultation
Get a Quote
Need clarity on supplemental insurance?
We are here to help you navigate your options
Our Solutions
Covers Gaps in Primary Insurance
Most standard health plans don't cover everything. Supplemental insurance helps pay for:
-
Deductibles
-
Copayments
-
Coinsurance
-
Services not fully covered (like dental, vision, or certain hospital stays)
Helps with Unexpected Out-of-Pocket Costs
A serious illness or accident can rack up bills fast. Supplemental policies (like Aflac or critical illness plans) provide cash payouts you can use for:
-
Rent/mortgage
-
Childcare
-
Travel to treatment centers
-
Everyday bills while you're recovering
Peace of Mind During Health Crises
Knowing you have financial backup can seriously reduce stress during tough times. It’s like a safety net—especially useful for:
-
Seniors on Medicare
-
People with high-deductible health plans
-
Those with chronic conditions
Why Spectrum
At Spectrum Insurance Consultants, we know that even with health insurance, unexpected costs can catch you off guard. That’s why we offer tailored supplemental insurance solutions for businesses and entrepreneurs. Our team delivers expert guidance and outstanding support—so you can focus on running your business while we help safeguard it.
Personalized Approach
Expert Guidance
Business Protection
Peace of Mind
Client Feedback
